Savings Products

Arktika Capital offers competitive fixed-term savings products with clear terms and transparent pricing.

Customers in Sweden can save directly through Arktika Spar, while customers in Germany can access EUR-denominated fixed-term deposits through Raisin, our European savings platform partner.



Our savings products combine competitive returns with a simple digital experience and form an important part of Arktika Capital’s diversified funding base across Europe.



Arktika Capital is a Swedish credit institution authorised and supervised by Finansinspektionen, the Swedish Financial Supervisory Authority, and is authorised to accept deposits and other repayable funds. In Germany, Arktika Capital is registered with BaFin, the German Federal Financial Supervisory Authority, for the cross-border provision of deposit services. Eligible deposits are covered by the Swedish deposit guarantee administered by the Swedish National Debt Office, Riksgälden, subject to applicable terms and limits.

Sweden

Germany